For a long time, our parents or grandparents have taken care of us and even looked after our children. They have given us everything we needed to become what we are today and to see us fulfill our dreams. Now it is time to take care of them so that they can enjoy their own time without having to worry about anything.

Without a doubt, their health is a priority. For this reason, you should know that, upon reaching this golden age, you should try by all means possible to try to make sure that grandma or grandpa have years of life remaining with the best possible quality.

In this case, there are health insurance policies specifically for senior citizens. This type of insurance provides seniors, starting at age 55, with variable coverage according to the plan they select. per year, per person. In this opportunity, we will provide you with the most relevant information related to this process, in order to make the best choice and protect the health of that person so dear to everyone in the family.

Initial steps to find a good health insurance for seniors

Preventive medical check-up

This condition is essential before closing the contracting of the medical insurance for senior citizens. It will be necessary to make a detailed evaluation and diagnosis to the person to be insured, this implies the review of one or more medical specialists, who validate the affidavit made by the interested party to the insurance company.

Preferential medical attention on a recurring basis

It is precisely at this age and stage of life when periodic check-ups for the elderly require more attention. The great majority of insurance companies provide different coverages according to the needs of the insured and his family group.

One of the main benefits to be obtained is to have cardiological and oncological medical check-ups, gynecological and/or urological examinations, as well as mandatory monthly check-ups and vaccinations.

Doctor at home

If what worries you are those ailments that appear suddenly, don't worry because most of the coverage includes a home doctor available to assist the senior in any sudden medical emergency situation (lasting no more than 48 hours).

Coverage for emergencies

If the insurer usually offers this coverage, comprehensive protection would be assured. The protection includes: Medical attention in the event of an accidental emergency (ambulatory and hospital) and transportation by evacuation and/or commercial airplane, in case the senior citizen requires it. As well as 100% coverage of ambulatory expenses for medical emergencies, among others.

Outpatient, inpatient and ambulatory surgery care

A preventive medical checkup is essential at this stage of life and so are the medical examinations that come with them. That is why the insurance has coverage for the elderly to have X-rays, laboratory tests and to receive hospital care in hospitals or clinics authorized by the Ministry of Health.

Coverage includes outpatient expenses for accidental emergencies at 100%, provided that the Insured does not require hospitalization.

Our Final recommendation

Remember that as a person's age advances, he/she is more likely to need health services and it is much better if you have a medical insurance that significantly reduces the patient's expenses.